unusual insurance policiesWhen people think of insurance, the usual policies come to mind – rental insurance, car insurance, home insurance – but did you know that there are policies to insure legs, body hair and even alien invasions? We kid you not… here are the top 10 weirdest types of insurance policies we could find.

  1. The American singer, Tom Jones, apparently thinks his chest hair is his most redeeming quality, as he has had it insured for several million dollars.
  2. Twentieth Century Fox insured actress Betty Grables’ legs for a staggering $1 million each. What is impressive is this was during the 1940’s – when a million dollars was equivalent to about a billion dollars today.
  3. Kim Kardashian’s rear is insured for a reported $21 million dollars. Whether you believe it’s real or fake, Kim K’s rear end is still worth more money than most people make in a lifetime.
  4. Bruce Springsteen has his voice insured for an impressive $6 million. If something were to happen those vocal cords of his,he will still be living pretty comfortably.
  5. Magic Finger Keith Richards, the guitarist for the hit rock band, The Rolling Stones, has his middle guitar finger insured for more than $1.5 million dollars. Not the whole hand, just a single finger.
  6. In the UK, employers can purchase insurance against having 2 or more employees quit because they won the National Lottery. This policy would only pay out if the company lost at least two employees during the same drawing, which would be extremely rare and bad luck for the employer, but really quite impressive!
  7. The classic game show, “Who Wants To Be A Millionaire,” is insured against the possibility of a contestant actually winning. Apparently, “Who Wants to Be a Millionaire” doesn’t want anyone to be a millionaire!
  8. Cigars. The most expensive insurance policy issued for a cigar was written by Lloyd’s of London. The cigar in question in over 12 feet long and was made from more than 15,000 tobacco leaves.
  9. Alien Abduction…Yes, it is possible to purchase insurance against alien abductions. More than $10 million dollars in alien abduction insurance has been written, with higher payouts available for people who are abducted frequently. One question – how do you prove an abduction?
  10. The Loch Ness Monster has been an item of hot debate for decades, but there are those among who are willing to bet that it will never be found. The Cutty Sark Company, located in London, has a prize of $1.5 million for anyone who captures the creature alive. To cover their own losses, they have an insurance policy that will pay out if someone actually does come forward with Nessie on a leash.

There plenty of other weird types of insurance policies out there that can be added to this list, just proving that anything (and we mean just about anything) can be insured. Do you have something out of the ordinary that is valuable you want insured? Check with your insurance agent to see what policies are out there!